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Here you will find a comprehensive resource of information relating to debt management plans (or DMP’s) and Individual Voluntary Arrangements (IVA’s). Furthermore, there is also a wealth of information on related topics such as debt consolidation, debt relief orders, debt arrangement schemes, scottish trust deeds and bankruptcy. This area is growing all the time, so be sure to return often to get a clearer understanding of how debt management works. You can rest assured knowing that we can help match you with the right debt management product, so why not fill in one of our contact forms or call one of our helpful agents today? They’d be glad to help and there is no commitment on your part.

Saving Money While Using Loans

As of November 2012, there was £1419.7 billion in outstanding lending to UK individuals. The twelve-month growth rate in lending to individuals was 0.5 percent. The rate on outstanding unsecured personal loans was 7.71 percent […]

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Save Money On Gas And Electricity, Starting Today

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Electricity and gas prices vary across the UK, which means a cheap deal advertised in the media may not be available everywhere. The best way to find the cheapest prices on gas and electricity is […]

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Writing Off Debt And The Options Available To You

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Even in this restricted lending environment, it is much easier to accumulate debt than it is to repay it. At the end of February 2012, the amount of personal debt outstanding in the UK was […]

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Debt Help in Scotland A Guide To Available Solutions

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Residents of Scotland have several debt management solutions available to them. A Debt Management Plan (DMP), a Debt Arrangement Scheme (DAS), Trust Deeds, and bankruptcy are the most popular options. Scottish residents should read more […]

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Debt Arrangement Schemes DAS A Concise Guide

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Residents of Scotland who are struggling with debt but have the ability to repay it should consider a Debt Arrangement Scheme (DAS). Put into force in 2004, amended in 2007, and reorganized in 2011, this […]

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Credit Card Debt A Concise Guide

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Every day during January 2012, 27.5 million plastic card purchase transactions took place in the UK, totaling £1.361 billion. This equates to an average of 319 debit and credit card purchases every second. In February […]

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Professional Debt Management Advice Makes A Difference

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When people are in debt, they usually have one of two perspectives. Some feel the issue is insignificant and they ignore it. Others become overwhelmed because they believe they will never get out of the […]

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The Debt Management Plan – How to Get One

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There are different ways to create a debt management plan and each has its positive and negative aspects. Consumers who wish to reduce the costs involved usually create their own plan. This involves developing a […]

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Credit Counseling And Debt Management Guide

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Resources For Debt Management Credit Counseling When you need debt management, credit counseling can help. If you are in debt, it is important to resolve the issue, regardless of how much you owe. Some people […]

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The Importance Of Consumer Debt Management Guide

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Avoiding Over-Commitment Is The First Step In Consumer Debt Management It is just as important for consumers to manage debt as it is for businesses. Allowing debt to pile up will only make the situation […]

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Debt Assistance and Consolidation for Payday Loans

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A payday loan is a relatively new type of financing that has become increasingly popular. People who do not have enough money to cover their expenses each month use this short-term financing to cover the […]

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A Guide To Government Debt Management Plans

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A Government Debt Management Plan Solution Whether you have credit card invoices, loans, bank overdrafts, or excessive daily bills, there is a government debt management plan for you. The UK government has created several plans […]

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Establishing A Debt Management Program Guide

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It is much easier to get into debt than get out of it. People can spend money day and night but when it comes to paying the bills, there may not be enough funds. As […]

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Professional Debt Management Advice A Guide

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When people are in debt, they usually have one of two perspectives. Some feel the issue is insignificant and they ignore it. Others become overwhelmed because they believe they will never get out of the […]

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Finding And Getting Debt Management Help

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People rarely feel more alone than when they are in debt. They believe that no one will understand their financial crisis, which leads to feelings of frustration, anger, and even hopelessness. These individuals should realize […]

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A Guide To Charging Orders And The Process

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Charging Orders Explained A court places an order called a charging order upon the land or home owned by a debtor. This order is placed for the amount owed to an entity that provided unsecured […]

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A Guide To County Court Judgment Or CCJs

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If you are struggling with debt, you may receive a County Court Judgment, abbreviated CCJ. Receiving a Claim Form/Court Summons for a CCJ can be nerve-wracking and scary. Our debt management experts will provide you […]

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A Guide To Business Insolvency In The UK

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Managing cash flow is a challenge for most businesses. Under perfect conditions, money received from customers as payment for products or services is used to promptly repay creditors. However, this rarely happens and the process […]

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A Debt Management Plan Vs Bankruptcy

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What Is A Debt Management Plan And Who Qualifies? Many people panic when they get into debt but too few of them address the situation. Before they know it, interest charges and late fees have […]

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Debt Management Plan Pros And Cons Revealed

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Residents of the UK have several debt management plans available to them. These range from informal arrangements with creditors to formal programs like Individual Voluntary Arrangements and bankruptcy. Each plan is designed for a different […]

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Bailiffs Debt Collection And Harassment

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Harassment During Debt Collection Though debt collection sometimes becomes necessary, there are legal guidelines regarding acceptable behavior. Several laws address the topic of creditor harassment of debtors and widely recognized guidelines detail creditor behavior that […]

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