As of November 2012, there was £1419.7 billion in outstanding lending to UK individuals. The twelve-month growth rate in lending to individuals was 0.5 percent. The rate on outstanding unsecured personal loans was 7.71 percent and for a new, unsecured personal loan, it was 6.97 percent. Though this pales in comparison to the 8,000-percent rate … Read more
Many people are living on less and that includes the older generation. It may not seem important to save for later years when living day-to-day is a struggle. However, saving into a pension is a smart move because putting money away now provides it with time to grow. When you exit the workforce, there will … Read more
Cold winds may blow during winter but this is the perfect excuse for a ski holiday. If the budget is tight, rest assured that you can enjoy winter away from home without freezing the bank account. By following a few simple tips, even winter sports lovers can save money while shooshing down the slopes. Let … Read more
Electricity and gas prices vary across the UK, which means a cheap deal advertised in the media may not be available everywhere. The best way to find the cheapest prices on gas and electricity is to do an energy price comparison. According to Energyhelpline, an energy comparison service, there is an £80 annual energy cost … Read more
When people think of weddings, they think of going into debt. Though weddings typically come with expensive price tags, they do not have to. With some planning and research, a bride-to-be can have a wedding that is elegant, yet affordable. A little flexibility and a creative eye is all it takes to have the best … Read more
If your bank balance is low, it is time to stop buying unnecessary items. Though the beauty budget may be under attack, there is no need to stop using makeup and other toiletries. You just need to become a smarter shopper. Here are easy ways to save money on toiletries while continuing to look and … Read more
Shorter days and colder weather give you more time to focus on indoor tasks this autumn. Attention turns from keeping the lawn looking attractive to improving the status of the family budget. Reducing expenses and saving money do not need to be painful tasks. There are several easy ways to save money that can add … Read more